This website is a publication of Compass Coaching and Consulting, LLC (“Compass”), an investment adviser registered with the State of Oklahoma. Registration does not imply a certain level of skill, or training. [Compass operates under the brand name of Integrity Financial Services.] This website (“Website”) is limited to the dissemination of general information pertaining to Compass’ investment advisory services, along with related information, publications, and links. The publication of this Website should not be construed as a solicitation by Compass to effect, or attempt to effect transactions in securities, or the rendering of personalized financial planning or investment advice over the Internet.

Compass does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether directly or indirectly linked to the Website and takes no responsibility for such content. All such information is provided solely for convenience, educational, and informational purposes only. Third-party sites that are directly or indirectly linked to this Website may collect information, including personal information relating to a user’s online activities over time and across different websites and other online services. Compass does not control a third-party’s collection or use of personal information or tracking technologies. Access to financial planning applications, calculators, or similar interactive devices do not serve the receipt of, or a substitute for, personalized individual advice from Compass, or from any investment professional. 

Past performance does not guarantee future results. All financial planning and investment strategies have the potential for profit or loss, and different financial planning strategies, investments, and types of investments involve varying degrees of risk. There can be no assurance that the future performance of any specific financial plan, investment, or investment strategy, including those recommended by Compass, will be profitable or equal any historical performance level. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the firm’s services will vary based upon the client’s individual investment, financial, and tax circumstances. The effectiveness and potential success of a financial plan depends on a variety of factors, including but not limited to the manner and timing of implementation, coordination with the client and the client’s other engaged professionals, and market conditions. 

Certain portions of the Website (e.g., newsletters, articles, videos, audio files, commentaries, indexes, etc.) may describe Compass’ or other professional’s recommendations or positions as of a specific prior date. Due to various factors, including changing market conditions, that information may no longer be reflective of current positions or recommendations. While the information presented is believed to be factual and up to date, Compass does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No Website user should assume that the publication of any of this material serves as the receipt of, or a substitute for, personalized advice from Compass or from any other investment professional. Users should not use any Website content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced in the Website content. Compass is neither a law firm nor an accounting firm. The tax and estate planning information provided is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Website users, clients, and prospective clients should consult an attorney or tax professional regarding their specific legal or tax situation.



Except as prohibited by law, and as a condition precedent to accessing this Website, each Website user agrees to release and hold harmless Compass, its members, managers, officers, directors, owners, employees, agents, and affiliates from all adverse consequences resulting from any actions or omissions related to this Website that are independent of receiving personalized individual advice from Compass. The preceding sentence shall not limit or waive any applicable User rights under federal or state law, including securities laws and fiduciary obligations that cannot be limited or waived.